How to reduce payments for young car driver insurance

You can not control your age so you have to focus on the other elements that influence the cost of insurance.
1) The car: Get an old beater that does not require repair and only carry liability. Better still get a car that rates low on insurance costs (grandma’s car vs. a rice rocket)
2) Get good grades: Good students are better drivers (statistically) so they get a better rate.
3) NO TICKETS… at your age a single ticket can be very expensive.

4) Drivers ed (?) in some states you get a discount for taking a drivers ed course… check yours

5) Check your rates each year. Dont just let your policy auto-renew, go shopping each year for a better rate.

6) Pay your bills on time. Just like credit cards, the insurance companies looks at your credit score and may factor that into the mix.

Those are the basic ones that I can think of…

Hang in there .. in about 8 years or so it will drop if you drive carefully

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