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Being a savvy investor is a three-fold exercise. It entails taking a hard look at your expenditure, honestly putting down an amount you manage save and then investing smartly. Investing smartly means that you need to develop a carefully thought out investment plan.

After a few years of living paycheck-to-paycheck, you might be pleasantly surprised to see that your account balance is growing month by month. So what to do with that extra amount? You could buy a brand new gadget or device, or you could invest your money and get more profit.